Can I go overdrawn? Adrian, Pockit Team. December 09, 2020 16:05 Updated The simple answer is NO, you can't spend more than you have in your Pockit account. This is a great way to make sure you don't overspend! There are some exemptions though. Related articles What is an offline transaction? How much money can you withdraw from your contactless prepaid Mastercard® at ATM? How to withdraw cash at ATM using your contactless prepaid Mastercard®? How to activate contactless payments on your prepaid Mastercard®? Where to find your Pockit sort code and account number?