What is an Income Advance and how does it work?

When you have a sudden expense, but payday is not around the corner — Pockit is here to help. 


You can get an instant advance of up to £100 straight into your Pockit account without a hard credit check. A soft credit check may be conducted which does not affect your credit score.


Here's how it works: 

  1. Open a prepaid Pockit account. 
  2. Receive salary or benefit. Receive your salary or benefit payments to your Pockit account for 3 months to unlock (min. £300 a month).
  3. Unlock your £50 advance. 
  4. Get your £50 cash advance, anytime after 3 months of income payments. We’ll notify you when you are eligible.
  5. Once you repaid your £50 cash advance twice, you may qualify for a £100 cash advance.


Income Advance is provided by our partner SteadyPay Ltd and is not in any way is connected to your employer.

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