How can I access Income Advance?

Published on: 2024-10-25 10:58:34 +0100

If you become eligible for Income Advance this will appear as a banner message in your online account for you to click on and follow the relevant steps to have this credited to your Pockit account.

Here's how it works: 

1. Open a Pockit account. 

2. Deposit £20 and spend £15 on your new Pockit card.

This will then begin your first eligibility check with SteadyPay directly, if you are eligible for Income Advance after this you will see a banner message appear in your online account, if you do not see this banner message you are not currently eligible for Income Advance.

If you do not see the banner in your online account please follow the steps below as you will be checked again 3 months after your first check 

1. Receive salary or benefit. Receive your salary or benefit payments to your Pockit account for 3 months to unlock (min. £300 a month).

2. Use your Pockit card regularly

3. Unlock your £50 advance.

4. Get your £50 cash advance, anytime after 3 months of income payments. We’ll notify you when you are eligible.

5. Once you repaid your £50 cash advance twice, you may qualify for a £100 cash advance.

Important note: Income Advance is powered by SteadyPay LTD, this is subject to eligibility and affordability checks run by SteadyPay.

Pockit cannot guarantee you will be accepted for Income Advance payments.

Keep in mind that if you've recently been declared bankrupt or have any outstanding court judgments, such as CCJs, you won't be able to get an Income Advance.