How can I become eligible for Personal Credit?

You can increase your eligibility chances for Personal Credit as follows:

• Be on the Pockit Fast Track to Credit for at least 3 months
• Top up your Pockit account with £200 or more each month
• Use your Pockit card regularly online, for in-store purchases and Direct Debits
• Ensure you pay your Pockit subscription on time each month
  

Please note: if you have negative factors on your credit report e.g. a bankruptcy, CCJ or IVA then this product will not be available for you at this time.

Personal Credit is powered by SteadyPay, who decides customer eligibility. Pockit customers are approved or rejected for Personal Credit based on SteadyPay’s eligibility assessment.