How can I become eligible for Personal Credit?

Published on: 2024-10-25 11:47:04 +0100

Personal Credit is powered by SteadyPay Ltd and is accessible through the Pockit “Fast Track to Credit” membership plan.

Please note that access to Personal Credit is subject to T&Cs, eligibility & affordability checks performed by SteadyPay.

Pockit holds no influence on the results of these checks and does not guarantee Personal Credit will be offered.

You can increase your eligibility chances for Personal Credit as follows:

• Be on the Pockit Fast Track to Credit for at least 3 months

• Top up your Pockit account with £200 or more each month

• Use your Pockit card regularly online, for in-store purchases and Direct Debits

• Ensure you pay your Pockit subscription on time each month

Please note: if you have negative factors on your credit report e.g. a bankruptcy, CCJ or IVA then this product will not be available for you at this time.

Personal Credit is powered by SteadyPay, who decides customer eligibility. Pockit customers are approved or rejected for Personal Credit based on SteadyPay’s eligibility assessment.